
You agree that we have your consent to contact you at any phone number, email address, or mailing address you provide for any Wells Fargo account or at any number that you call us from or at any number that we obtain by other means.
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We may also ask for your driver's license or other identifying information. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. To help the government fight the funding of terrorism and money laundering activities, U.S. Important information about procedures for opening a new account Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower ones. Generally, we will apply your minimum payment first to lower APR balances (such as Purchases) before balances with higher APRs (such as Cash Advances). The APRs applicable to your account will be determined by our review of your credit report, information you provide on your application, and other relevant information available to us. You may not qualify for the lowest APRs disclosed above. Wells Fargo reserves the right to change terms, rates (APRs) and fees, at its discretion in accordance with the Consumer Credit Card Customer Agreement and Disclosure Statement ("Agreement") for your account and applicable law. The "Margin" for cash advances will be 20.74 percentage points. The "Margin" for purchases and balance transfers will be 12.99 to 20.99 percentage points, based on your creditworthiness.Prime Rate is 8.50 percentage points as of. Prime Rate is not published or is otherwise unavailable, whether temporarily or permanently, we will select a substitute index that we believe, in our sole discretion, to be similar to the U.S. Prime Rates if there is more than one, published in the Money Rates column of The Wall Street Journal three business days prior to your billing statement closing date. For each billing period we will use the U.S. Prime Rate to determine your standard variable APR. Unless an introductory or promotional APR is in effect, we will add a “Margin” to the U.S.We will begin charging interest on cash advances and balance transfers on the transaction date. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website. * You are leaving Wells Fargo and entering a website that Wells Fargo does not control. We use a method called "average daily balance (including new purchases)". Up to 5% for each balance transfer, with a minimum of $5.Įither $10 or 5% of the amount of each advance, whichever is greater. To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at. If you are charged interest, the charge will be no less than $1.00.įor Credit Card Tips from the Consumer Financial Protection Bureau We will not charge you interest on purchases if you pay your entire balance by the due date each month. Your due date is at least 25 days after the close of each billing period. How to Avoid Paying Interest on Purchases Balance Transfers are subject to eligibility. Prime Rate.Īnnual Percentage Rate (APR) for Balance TransfersĢ1.49%, 24.49%, or 29.49%, based on your creditworthiness. This APR will vary with the market based on the U.S. IMPORTANT DISCLOSURES Interest Rates and Interest ChargesĪnnual Percentage Rate (APR) for PurchasesĢ1.49%, 24.49%, or 29.49%, based on your creditworthiness. Issued and administered by Wells Fargo Bank, N.A., pursuant to a license from Mastercard International. Bilt World Elite Mastercard ® Credit Card Terms and Conditions
